All you need is $100 million lifetime coverage

If you are looking for a high-end medical solution that shoulders the burdens of unexpected illnesses or high medical costs, we have the one for you. TheOne Medical Solution is an all-round premier medical plan to protect you through your life’s journey.

3 Reasons To Buy

The product information in this website is for reference only and does not contain the full terms and conditions, key product risks and full list of exclusions of the policy. For the details of benefits and key product risks, please refer to the product brochure; and for exact terms and conditions and the full list of exclusions, please refer to the policy provisions of the plan.

If you wish to make a claim, please submit your claims application within the specified time. For more details on claims such as claims procedure, claimable amount estimate and reimbursement limit, please refer to:

Deductible Example

  1. Lifetime Limit refers to the maximum aggregate amount of benefits payable under all insurance policies and supplemental benefits (if any) issued by FWD Life Insurance Company (Bermuda) Limited (“FWD”) covering the insured during his / her lifetime, regardless whether this insurance policies are still in force.
  2. For all eligible hospitalization and surgical expenses incurred for daily hospital accommodation in a standard private room are fully reimbursable after annual deductibles (if applicable) are paid. For details, please refer to Policy Provisions.
  3. Annual Deductible shall means the part of eligible expenses which shall be borne by the policy owner or the insured and which has to be deducted from the reimbursable sum.
  4. Only applicable to policies with Annual Deductible and subject to the Annual Limit and Lifetime Limit. FWD shall not waive the payment of any balance of Annual Deductible if the confinement is related to a designated crisis whose symptoms appear or relevant diagnosis or surgery occurs within the first 90 days from the policy date or the last policy reinstatement date. Please refer to the Schedule of Benefit of product brochure, Policy Provisions and Policy Schedule for the details and definition of Designated Critical Illness.
  5. The Service, provided by HMG and its healthcare network team and Parkway Hospitals Singapore (“Parkway”), are not a part of the Policy or benefit item under the Policy Provisions. The Service is only applicable to TheOne Medical Solution and/ or other designated insurance basic plans or riders (“Eligible Plans”). FWD reserves the right to terminate or vary the Service in its sole discretion without further notice. FWD shall not be responsible for any act, negligence or failure to act on the part of HMG and its healthcare network team and Parkway. The Service is only applicable in the Pan-Asia Region.
  6. The Insured is responsible for all relevant fees and charges required for the travel and accommodation related items. Travel related assistance is only applicable to Taiwan, Singapore & Japan.

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