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Medical

When you or a loved one needs medical treatment, hospital bills are the last thing you want to be burdened with. Our comprehensive medical plans allow you or your family members to focus on getting well, safe in the knowledge that your plan will help shoulder the burden of those costly expenses.

  • Worldwide full coverage with innovative reimbursement basis

  • Covers unknown Pre-existing illness, Disease or Congenital Condition

  • Get rewards by staying healthy with your family

  • Full cover for hospitalization and surgical expenses, up to HKD10 million per Policy Year

  • Covers unknown Pre-existing Conditions starting from the 31st Day

  • Boosted flexibility with a variety of Deductible options

  • Renewable supreme protection up to Age 100 (attained age) of the Insured Person

  • Covers unknown Pre-existing Conditions

  • No claims premium discount available

  • Lifetime limit up to HK$100 million

  • Full reimbursement of hospital accommodation in a standard private room

  • Daily hospital cash of HK$1,500 for room or board stay below a standard private room

  • On-the-job cancer coverage

  • Full medical coverage during job change

  • Conversion option for full medical coverage upon retirement

  • Choose from 4 plan levels (daily hospital cash of up to HK$1,600 for Premier Plan)

  • Double indemnity for Intensive Care Unit

  • Application is simple and yearly renewable up to age 70 (age next birthday) with low cost