Comprehensive and innovative critical illness protection plan
Apart from a lump sum cash payout in the event you’re diagnosed with any of our covered Crises and Special Diseases, this plan also provides you with the added security of income benefit in the event of Cancer, Heart Attack or Stroke.
Kid Starter provides coverage from pregnancy stage to the baby right after birth
During pregnancy, Compassionate Refund of Premium Benefit which is equivalent to 105% of the Total Premiums Paid will be paid over unfortunate events that lead to Miscarriage, Stillbirth, Termination of the Pregnancy as recommended by Medical Practitioner or even the passing away of both mother and the unborn child. What’s more, immediate coverage with 20% of covered illness benefits under Crisis USupporter– Kid Starter /Crisis USupporter Pro – Kid Starter also commences right after birth and the child will be fully covered 90 days after birth.
From defined diseases to undefined or unknown diseases
For unknown diseases that lead to Confinement in Intensive Care Unit of 3 or more consecutive days, this plan will pay a Critical Medical Care Benefit to alleviate your financial situation.
Enhanced security from designated crises
After receiving the Crisis Benefit Payout, if the Insured is subsequently diagnosed with either Cancer, Heart Attack, Stroke, or First Confirmed Diagnosis of Alzheimer’s Disease, Kidney Failure or Parkinson’s Disease, we’ll also pay Multiple Benefit for Designated Crises.
Helpful notes
The product information in this website is for reference only and does not contain the full terms and conditions, key product risks and full list of exclusions of the policy. For the details of benefits and key product risks, please refer to the brochure; and for exact terms and conditions and the full list of exclusions, please refer to the policy provisions of the Plan.
This product is underwritten by FWD Life Insurance Company (Macau) Limited .