Our array of products are designed to suit your needs and lifestyle, aiming to provide channels for you to SAVE and INVEST, as well as PROTECT you, your family and even your business!

Live a life without hesitation and freely pursue your passion with our protection plans. We are here to provide you with the best support when you need it.

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  • Worldwide full coverage with innovative reimbursement basis

  • Covers unknown Pre-existing illness, Disease or Congenital Condition

  • Get rewards by staying healthy with your family

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  • Full cover for hospitalization and surgical expenses, up to HKD10 million per Policy Year

  • Covers unknown Pre-existing Conditions starting from the 31st Day

  • Boosted flexibility with a variety of Deductible options

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  • Renewable supreme protection up to Age 100 (attained age) of the Insured Person

  • Covers unknown Pre-existing Conditions

  • No claims premium discount available

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  • Lifetime limit up to HK$100 million

  • Full reimbursement of hospital accommodation in a standard private room

  • Daily hospital cash of HK$1,500 for room or board stay below a standard private room

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  • On-the-job cancer coverage

  • Full medical coverage during job change

  • Conversion option for full medical coverage upon retirement

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  • Choose from 4 plan levels (daily hospital cash of up to HK$1,600 for Premier Plan)

  • Double indemnity for Intensive Care Unit

  • Application is simple and yearly renewable up to age 70 (age next birthday) with low cost

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  • Enhanced Security from Designated Crises up to 690% of Initial Sum Insured

  • Cover Defined Diseases to Undefined/ Unknown Diseases

  • Support from Rehabilitation Benefit to Lifestyle Management Program

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  • First-in-market scar due to accident cover

  • Annual 5% increase in cover

  • Optional additional accidental medical expenses

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  • Life protection plan with savings elements, providing financial security for loved ones

  • Accumulate wealth for lifetime success

  • Level premium throughout the premium payment term for easier financial planning

Whether you are adventurous or cautious, we have the plan that suits your needs! You can select the investment choices according to your unique goals and risk appetite across different stages of your life. Come explore!

Enjoy your lifestyle and live in the moment, while keeping your financial house in order with our wide range of savings products, to build a more secured future for you and your family.

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  • Convenience of one-time payment for a lifetime of potential returns

  • You decide how you withdraw

  • Legacy for many lifetimes

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  • A hybrid investment approach for growth

  • Different premium payment options for greater financial flexibility

  • Legacy for many lifetimes

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  • Guaranteed minimum crediting interest rate for the whole policy term

  • Option to partially surrender to withdraw from the account value

  • Life protection to care for loved ones and wealth for a total peace of mind